FARISFARIS

FARIS · UK Property Finance

Building wealth through property.

Helping clients secure residential mortgages, commercial finance and property investment funding across the United Kingdom — with a private-office standard of service.

Book ConsultationCalculate Borrowing
Scroll

£0M+

Lending arranged

0+

Clients advised

0+

Lenders on panel

0%

Client satisfaction

Luxury London penthouse interior at sunset

About FARIS

Finance built around your property ambitions.

Whether you're buying your first home, refinancing to release capital, expanding a property portfolio or funding a commercial investment, FARIS structures finance that helps you move forward.

We combine whole-of-market mortgage advice with strategic thinking, helping clients use property finance to build long-term wealth rather than simply secure another loan.

Property finance specialists

Residential, buy-to-let, commercial and development finance.

Capital release experts

Unlock equity to fund your next investment.

Whole of market

Access to leading high street lenders and specialist banks.

One adviser

A dedicated expert from enquiry through to completion.

Our approach

Illustrative Finance Scenarios

Example property finance journeys.

Three worked examples showing how strategic financing can move a property — and a portfolio — forward. Educational scenarios only, not real client cases.

Modern commercial building at dusk

Illustrative scenario · Commercial

18 months · Buy · refurbish · let · refinance

Commercial property refinanced.

A neglected commercial unit purchased at auction, repositioned with a long-term tenant, revalued and refinanced to release capital for the next project.

The journey

  1. Purchased at auction

    £100,000

  2. Refurbishment

    £50,000

  3. Property let

    Long-term commercial tenant secured

  4. Value increased

    New professional valuation

  5. Refinanced

    £380,000

  6. Capital released

    Reinvested into the next project

Purchase price

£0

Renovation cost

£0

Refinanced amount

£0

Cash released

£0

Return on investment

0%

Timeline

0 mo

Illustrative example only. Outcomes vary depending on individual circumstances and lender criteria.

Could your property do the same?

Every property is different.

Book a free consultation with FARIS and we'll show you what may be possible based on your individual circumstances.

Book Free ConsultationSpeak To An Adviser

What we do

Finance for every stage of a property life.

Residential Mortgages

First homes, next moves, remortgages and high-value private-bank lending.

Explore

Commercial Finance

Owner-occupied and investment commercial property lending, structured cleanly.

Explore

Buy To Let

Single lets, HMOs, portfolios and Ltd-company structures for landlords.

Explore

Bridging Finance

Short-term finance for auction purchases, chain-breaks and refurbishments.

Explore

Development Finance

Ground-up development and heavy refurbishment across the UK.

Explore

Business Loans

Working capital, asset finance and growth funding for owner-managed businesses.

Explore

Refinancing

Release equity, restructure debt and re-mortgage on better terms.

Explore

Tools

See the numbers, instantly.

Model repayments, borrowing capacity and releasable equity in seconds. Every figure is indicative — a FARIS advisor will refine it against live lender criteria.

Estimated monthly repayment

£2,950

Capital & interest, indicative.

Loan amount

£520,000

Loan-to-value

80.0%

Total interest

£364,903

Total repaid

£884,903

Speak to an advisor

How it works

The FARIS Method.

F

Find

We start by understanding your goals, income, existing properties and long-term plans so we can recommend the right finance strategy.

A

Assess

We analyse affordability, borrowing capacity and the entire market to identify the most suitable lending options.

R

Recommend

We present tailored mortgage and finance solutions, explaining every option clearly so you can make an informed decision.

I

Implement

Your dedicated adviser manages the full application, liaising with lenders, valuers and solicitors until everything is approved.

S

Succeed

Once your finance completes, we're here for future remortgages, portfolio growth, refinancing and your next property purchase.

Why FARIS

We treat every case like it's our only one.

You get one advisor, one point of contact, and a genuine commitment to outcomes — not commission. From offer to completion, we sweat every detail.

Access to private banks & family offices

Complex income & international clients welcome

Fee-transparent — quoted upfront in writing

White-glove service, 7 days a week

Independent, whole-of-market, unbiased

Modern City of London office tower at blue hourSolid brass door handle on a navy door

The FARIS process

From first call to completion.

Day 0

Consultation

Complimentary strategy call.

Day 1–3

Documents

Upload once, securely. We take it from there.

Day 4–10

Decision in principle

Lender selected. Offer in principle secured.

Week 2–6

Formal offer

Valuation, underwriting and full offer issued.

Completion

Keys / drawdown

Legal completion — you get the keys or the funds.

Client voices

Trusted by people who don't have time to be let down.

"
FARIS structured our HNW residential purchase with two private banks in parallel. The process felt effortless.

James H.

Founder, Mayfair

"
They understood my complex income immediately. Offer in seven days, keys in five weeks.

Priya R.

Consultant surgeon

"
We refinanced a mixed-use portfolio and released seven-figures of equity. Genuine expertise.

Marcus D.

Property investor

FAQ

Questions, answered plainly.

Are you regulated?+

FARIS operates under FCA-regulated arrangements for regulated mortgage contracts. Commercial and some buy-to-let products are unregulated.

What are your fees?+

Fees vary by product and complexity. We always quote them in writing before any work begins — nothing is hidden.

Do you work with complex income?+

Yes. Entrepreneurs, professionals, non-UK residents and complex earners are our specialty.

How quickly can you complete?+

Bridging cases can complete in days. Standard residential mortgages typically complete in 4–8 weeks.

Do I need to visit an office?+

No. Everything can be handled remotely via our secure client portal, video call and e-signature.

Get started

The right conversation is worth having.

Book a complimentary 20-minute consultation — video, phone or in person. No pressure, no obligation.

Book ConsultationRequest Callback